Despite the fact that financial institutions offer a diverse variety of services, many of their “core” services are the same. Checking accounts, savings accounts, certificates of deposit, and loans, such as vehicle loans and house mortgages, are the most prevalent services provided. Safe deposit boxes and investment-related services are also available. Contact your local financial institution for additional information about their goods and services. Banking assists firms in a variety of ways, including providing long- and short-term financing, arranging money transfers, collecting checks and invoices, and acting as underwriters for capital raising.